What You Should Know About
Health Care Reform Dade

The changes brought by health care reform Dade have greatly affected how health care works. Access to affordable health care is now made possible because of the implementation of this law. For one, it puts a penalty to those who doesn't have any form of health coverage plan. But what are the other things you should know about it?

• You can't be denied coverage if you have a pre-existing condition. People who apply for health insurance coverage can't be denied for these reasons. Insurance companies also can't deny coverage to children who have pre-existing conditions.
• Parents can continue to pay for their children's insurance. Also already in effect, this portion of the law allows young adults to stay on their parent's insurance plans until age 26.
• Depending on which state you live in, you may be eligible for Medicaid. The court's ruling announced today means that states can choose whether they will participate in the expansion of Medicaid. It's likely that a number of states will go along with the law's provision to provide coverage to people with incomes less than133 percent of the federal poverty level.
• No annual or lifetime dollar limits. Under the law, lifetime and annual dollar limits for all insurance policies will be phased out by 2014. In other words, insurance companies can't place dollar limits on the coverage people receive each year or over a lifetime.

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