Self-employed individuals must have a comprehensive insurance policy with a critical illness rider, or they ought to instead opt for a standalone critical illness policy in itself. A critical illness coverage guarantees that you simply haven't got to stress regarding the life-threatening illness and its treatment and also the payment payout of the policy pays for it all.
The payment of the critical illness cover offers for over just medical expenses that an everyday insurance plan may not cover. you'll be able to even use the number for other expenses like traveling, monthly bills, and others. As an example, if you're traveling to a different city for the treatment, then the payout amount of the policy may facilitate your daily expenses or monthly expenses till you go back to your job.