Disability Insurance

Protects your most valuable asset and your ability to earn an income.

Disability insurance pays cash benefits to the policyholder in the event the insured is unable to work due to sickness or injury. That cash benefit ranges from 50% to 70% of income. The insurance company will not pay more than 70% of income because there must be an incentive to return to work.

A disability policy is composed of various elements:

Other Benefits that can be added to an individual disability policy, but could also increase the cost:

The experts at Apple Insurance & Financial Services specialize in all areas of providing disability insurance solutions. Call us today for a free consultation.